Twenty-two years in the Air Force left me with values I still work by — honesty, hard work, getting the job done right. My last PCS brought me to San Antonio in 2020 and I retired here in 2025. Real estate is where I apply those values now, and the job is serving you specifically: your buying position, your timeline, your stage of life, what your work will and won't allow. No two clients arrive with the same set, so I plan around yours.
Free Download New to San Antonio? Get My Relocation Guide View the Relocation Guide →National average rates, refreshed automatically each time this page loads.
| Loan Type | Avg. Rate |
|---|---|
| Conventional 30-Year Fixed | — |
| Conventional 15-Year Fixed | — |
| FHA 30-Year Fixed | Typically lower ↓ |
| VA 30-Year Fixed | Typically lower ↓ |
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Conventional rates: Freddie Mac Primary Mortgage Market Survey®, via the Federal Reserve (FRED), refreshed automatically. FHA and VA loans have historically priced below Conventional — FHA and VA fact sheets, or contact Chad for today's actual quote. Depends on credit score, down payment, and loan program. USDA or Jumbo? See the Lending & Loan Education tab.
Monthly, quarterly, and year-to-date figures from the San Antonio Board of REALTORS®.
Source: SABOR Market Statistics, covering SABOR's full MLS service area (Bexar County and surrounding counties), not San Antonio city limits only. Updated monthly by Chad — may lag the calendar by several weeks while SABOR compiles results.
A growing library of guides built for San Antonio buyers, sellers, and PCSing military families.
The Buying Roadmap, the Neighborhood Guide, and lending basics for a first purchase. Open the tab →
PCS Guides for every JBSA installation, plus VA and VLB loan basics. Open the tab →
13 free fact sheets covering Conventional, FHA, VA, USDA and more. Open the tab →
Calculators, the Neighborhoods Map, and prep checklists for buyers and sellers. Open the tab →
"Working with Chad Sellers was an incredible experience. From start to finish, he went above and beyond the call of duty to ensure we were taken care of every step of the way. If you want a realtor who is dedicated, professional, and truly has your best interests at heart, look no further. As a military family, we have worked with many realtors over the years. He made the experience as simple and easy as home buying can be. We will absolutely be recommending him to our family and friends!"
"Chad Sellers and the team at JB Goodwin are great! Chad worked hard to help us find a home that we love even though we didn't really know what we wanted. He was dedicated to helping us and reducing the stress of relocating hundreds of miles from our former home. He worked hard to get us the best deal possible and looked out for our interests at every turn. Thanks to Chad and the entire team at JB Goodwin!!!"
"San Antonio realtor Chad Sellers goes above and beyond for their clients. Tremendous work ethic and care. Highly Recommend!"
Twenty-two years in the Air Force is twenty-two years of moving on somebody else's timeline. My last PCS brought me to San Antonio in 2020, and I retired here in 2025 — so I've made this move myself. VA loans, BAH math, house-hunting trips that aren't wasted, and a closing you can sign from wherever you happen to be.